We give you a choice – Independent agents represent many different insurance companies that offer a wide variety of coverage options and price points. There’s no need for you to spend time filling out many different online applications to get your own quote comparisons. With our connections and knowledge of the market, independent agents can often find a better value for your insurance dollar than you might find searching on your own.  We do the shopping. You do the saving. We find you the right blend of price, coverage, and service.

Independent agents aren't tied to only one insurance company –  When researching insurance experts you'll run into the term "independent agent" and "captive agent". A captive agent is an insurance agent that works for only one insurance company. An independent agent represents multiple insurance companies, which means their biggest interest is you, not the carrier. Independent agents have your best interest in mind. They don't benefit from the carrier for selling you a policy, they benefit from finding you the insurance coverage you need at an affordable price.

We are licensed experts – Independents can explain the complexities of insurance in simple terms, helping you make smart decisions. They make a career out of assessing their customers’ insurance needs and matching them with the insurance carrier best equipped to meet those needs at a price the customer can afford. Think about it. While you might research wording for wills on the Internet, you’ll likely go to an attorney to ensure that the document is drawn up correctly. Why wouldn’t you seek the advice of a licensed insurance professional to be certain that your home, your auto, or your business is properly protected?

We are personal advisers – Agents not only find you competitive pricing, they make sure you are adequately covered. Working with you face-to-face, your agent becomes your personal adviser, taking the time to listen to you and understand your individual needs. We know it’s not just about finding a price you can afford; it’s also about making certain you are appropriately covered so that you don’t end up insurance-poor if you do suffer a loss.

We are your advocate – If you have a billing or claim concern, or need to change your coverage, your agent can be your advocate, working with the insurance company on your behalf.

We offer one-stop shopping – Independent agents can often meet all of your insurance needs with the companies they represent, providing auto, home, renter’s, and business coverage.  As well as a wide range of other insurance products.

We are consultants for a lifetime – Independent agents periodically review your coverage. They are there to help you through all the changes in your life, whether you’re going from renting an apartment to buying a home, starting a business, getting married, renovating your home, adding a teen driver to your auto policy, or looking to cover that retirement condo.